Retirement Income Calculator by ETFMathGuy.com

Welcome to the Optimal Retirement Income Calculator

This calculator is based on award-winning published research.

With this application, you will be able to answer fundamental questions about your retirement.

Here is a short list of calculator features. + Expand/Shrink

You can also watch a 90-minute demonstration video hosted by the Financial Experts Network.

Plan Inputs

Please enter current or estimated values for your retirement plan.

Please enter information about yourself. For registered users, this model uses data from your profile. + Expand/Shrink

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Please enter information about your spouse or domestic partner. For registered users, this model uses data from your profile If you do not have one, please skip to the next table. + Expand/Shrink

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Please enter information about your future AFTER-TAX income needs. This calculator ensures this need is met over your retirement horizon using all available assets and other income sources that you enter below. + Expand/Shrink

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Please enter information about your retirement savings accounts. + Expand/Shrink

Not yet retired?You can forecast account balances and cost bases with our Pre-Retirement Savings Forecasting Tool.

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Please enter information about your spouse's accounts. If you do not have a spouse, please disregard this information, as these values will have no impact on your retirement income plan. + Expand/Shrink

Not yet retired?You can forecast account balances and cost bases with our Pre-Retirement Savings Forecasting Tool.

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Please enter information about your other income sources. + Expand/Shrink

When to start your Social Security retirement income benefits?

Try this free open-source Social Security strategy calculator

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Please enter information about your spouse's other income sources. If you do not have a spouse, please disregard this information, as these values will have no impact on your retirement income plan. + Expand/Shrink

When to start your Social Security retirement income benefits?

Try this free open-source Social Security strategy calculator

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Please select other tax-related information. + Expand/Shrink

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Please review and modify future rates based on their long-term historical norms, if needed. + Expand/Shrink

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Thank you for using our retirement income calculator. If you see any issues you would like to report, please send us your feedback!

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